Surfside Beach Homes under $400,000

Welcome to Surfside Beach, South Carolina — a charming coastal gem nestled in Horry County that perfectly blends laid-back beach vibes with a vibrant community spirit. Known for its pristine sandy shores and welcoming atmosphere, Surfside Beach is an ideal destination for families, retirees, and anyone seeking the quintessential beach lifestyle.

One of the standout features of this delightful town is its accessibility to affordable homes. If you're looking for a slice of paradise without breaking the bank, you'll be pleased to know that Surfside Beach offers a variety of homes under $400,000. From cozy beach cottages to modern townhouses, there’s something for everyone. Imagine waking up to the sound of waves crashing and enjoying your morning coffee on a sunlit porch, all while being just minutes away from the beach.

Surfside Beach boasts a strong sense of community, with numerous local events and activities that foster connections among residents. Enjoy leisurely strolls along the scenic boardwalk, indulge in fresh seafood at local eateries, or take part in seasonal festivals that celebrate the town’s rich culture and heritage. The area is also home to top-rated schools and convenient access to shopping, dining, and recreational facilities.

Whether you're looking for a permanent residence, a vacation home, or an investment property, Surfside Beach is a fantastic choice. With its affordable housing options and idyllic coastal lifestyle, you’ll find that this charming town truly has it all. Come discover your dream home in Surfside Beach, where every day feels like a vacation!

Newest Surfside Beach Homes under $400,000

$315,000

3 Beds ⋅ 2 Baths ⋅ 2624666 MLS

Enjoy coastal living in this well maintained 3-bedroom, 2 bathroom home on the canal in The Keys neighborhood of Oceanside Village. Positioned in a 24/7 guard-gated community, it offers security, walkability to the ocean and a golf-cart-friendly neighborhood lifestyle. As well has having private beach parking and beach access, Oceanside Village offers amenities such as a NEW indoor pool, 2 outside pools and a splashpad for the kiddos, hot tubs, community center for events, a gym, playground and a dog park for our furry friends. With a large screened-in back porch, on the canal, you can enjoy your morning coffee or have dinner with family and friends without the worry of pests and you still have the option of enjoying the huge outdoor deck to soak up the sun and entertain as you please. Inside you will find a nicely kept home with large bedrooms and a well appointed kitchen. This is coastal living at its finest! Call for an appointment to make your dream of living at the beach come true.

1615 Mason Circle, Surfside Beach

Listing courtesy of Listing Agent: Melissa Bercaw () from Listing Office: Rose Real Estate Inc.

8830 Cloister Dr. Unit F, Surfside Beach

$159,900

2 Beds ⋅ 2 Baths ⋅ 2624552 MLS

POND VIEW • TOP-FLOOR END UNIT • 2 BEDROOMS • 2 BATHS • SOUTH BAY LAKES Enjoy peaceful pond views and the privacy of a top-floor end unit in South Bay Lakes! This well-maintained 2-bedroom, 2-bath condo offers several important updates, including a newer washer, water heater, and oven, plus a newer 16-SEER HVAC system with surge protection. Plenty of storage adds to the convenience and functionality of this inviting home. South Bay Lakes offers an array of amenities, including two saltwater pools, clubhouse, walking paths, beautifully maintained grounds, and a pond observation deck. The HOA also includes water, sewer, cable, trash, pest control, internet, dryer vent cleaning and building insurance, making ownership easy and convenient. Ideally located between Highway 17 and Business 17, South Bay Lakes puts you just minutes from Surfside Beach, the "Family Beach," as well as restaurants, golf, shopping, the airport, and everything the Grand Strand has to offer. Whether you're looking for a full-time residence, second home, or beach getaway, this top-floor pond-view condo offers a wonderful combination of location, updates, amenities, and low-maintenance coastal living.

8830 Cloister Dr. Unit F, Surfside Beach

Listing courtesy of Listing Agent: Iris Borrero (Cell: 843-685-7994) from Listing Office: RE/MAX Southern Shores.

$299,000

3 Beds ⋅ 2 Baths ⋅ 2624371 MLS

Nestled in the private gated golf cart community of Oceanside Village This 3-bedroom, 2 bath coastal haven boldy redefines beachside style with its fresh elevated take on seaside living. This open concept home has been completely remodeled. Updates include newer kitchen cabinets, stainless appliances, granite, vinyl plank flooring, shiplap accents, roof, hvac, and much more. Enjoy coastal living year-round on your screen porch, perfect for dinning al fresco, or hanging out with family & friends. Oceanside Village offers an array of amenities including indoor & outdoor pools, kids splash pad, bark park, tennis, bocce ball, pickle ball, private beach front parking and much more. This home is turnkey and ready for you to start living the dream you have always wanted.

1668 Hawk St., Surfside Beach

Listing courtesy of Listing Agent: Christy Rhom () from Listing Office: Rose Real Estate Inc.

$399,000

3 Beds ⋅ 2 Baths ⋅ 2624319 MLS

Welcome to this beautifully updated home in Glenn Meadows, featuring an open-concept design and desirable split-bedroom floor plan. The home offers comfortable living space with thoughtful updates throughout. The kitchen features quartz countertops, soft-close cabinets, and updated appliances, while durable wood-look tile flooring runs throughout the home. The private fenced-in backyard provides generous usable outdoor space ideal for entertaining, dining, or relaxing. Best of all, you’re just a short golf cart ride to the beach, while being tucked away in a low-HOA neighborhood. This home is turn-key and features easy access to the ocean, local restaurants, shopping, entertainment, and the Surfside Beach Pier. Whether you are looking for a full-time residence, second home or annual investment, come see all this home has to offer! Owner is SC licensed Realtor.

128 Dusty Trail Ln., Surfside Beach

Listing courtesy of Listing Agent: Renata Morrissette () from Listing Office: Surfside Realty Co Inc.

1920 Bent Grass Dr. Unit 35 L, Surfside Beach

$199,900

2 Beds ⋅ 2 Baths ⋅ 2624281 MLS

Wonderfully appealing, 2 bed 2 bath Condo in Golf Colony Resort — Overlooking the Pool and just 12 Minutes to the Beach! Enjoyable living in the highly sought-after Golf Colony Resort community of Deerfield Plantation, in the heart of Surfside Beach, South Carolina. This beautiful condo offers convenient living and relaxed South Carolina charm — ideal for a family getaway or a full-time beach residence. Step inside to find bright, inviting interior colors that make every day feel like a vacation. The well-appointed remodeled kitchen features new appliances and abundant cabinets that make meal prep easy whether cooking after a day at the beach or entertaining your favorite guests. The spacious living room combines luxury while directly overlooking the inviting community pool — enjoy your morning coffee while watching the sunrise from the easily accessable and comfortable balcony. Both bedrooms feature Queen size beds with on-suite updated bathrooms, The convenience of an in-unit washer and dryer make for relaxed, easy living. This wonderful condo is positioned halfway between North Myrtle Beach and Georgetown on the beautiful Grand Strand of South Carolina; where you're approximately 2 miles from the pristine Atlantic Ocean in Surfside — just a short golf cart ride away from a delightful day at the beach. Whether you're looking for the perfect family retreat or a full time home, this is the one. Don't miss this opportunity to own your slice of the Low Country! Contact your real estate agent today to schedule your showing!

1920 Bent Grass Dr. Unit 35 L, Surfside Beach

Listing courtesy of Listing Agent: Joe Midulla () from Listing Office: Beach Star Realty LLC.

2030 Cross Gate Blvd Unit 205, Surfside Beach

$170,000

2 Beds ⋅ 2 Baths ⋅ 2624153 MLS

Welcome to Cross Gate @ Deerfield in Surfside Beach. This 2 bedroom 2 full bath condo has been beautifully updated with new LPV flooring throughout, fresh paint, NEW HVAC in 2025, granite kitchen countertops, new tiled showers in both the primary & guest bath adding a modern touch, new kitchen sink, new microwave, new stove, new refrigerator, new ceiling fans, & more! A full list of updates will be available in the condo at showings. Building 2030 offers a larger heated square footage along with bigger porches making these condos extra spacious & great for entertaining. Just minutes from the beach, Cross Gate also offers community pools, hot tubs, and a grilling area. This location also offers easy access to both Business 17 and Bypass 17. Ideally located close to Surfside Pier, restaurants, shopping, grocery stores, doctor's offices & hospitals. Only a short drive to Murrells Inlet to the famous Marshwalk where you can enjoy beautiful views of the inlet while having lunch, dinner, or dancing the night away to a local band! This condo is move-in ready & waiting on you! Make your appointment today.

2030 Cross Gate Blvd Unit 205, Surfside Beach

Listing courtesy of Listing Agent: Tonya Lewis () from Listing Office: Living South Realty.

$349,999

3 Beds ⋅ 3 Baths ⋅ 2623940 MLS

Welcome to 78 S Reindeer Rd, a beautiful coastal retreat located in the highly desirable Beach Village community of Surfside Beach , just minutes from the Atlantic Ocean! This well-maintained home offers the perfect blend of modern comfort, coastal charm, and convenient location. Featuring an open and airy floor plan, this property boasts -3 bedrooms, 2 and a 1/2 bathrooms, a spacious living area filled with natural light, and a stylish kitchen with [granite countertops / stainless steel appliances / upgraded cabinetry]. The primary suite offers a private oasis with a walk-in closet and ensuite bath. Enjoy outdoor living on the patio that is overlooking a landscaped yard - perfect for entertaining, grilling, or simply relaxing after a day at the beach. Beach Village is one of Surfside's most desirable neighborhoods, known for its peaceful setting, sidewalks, and close proximity to shopping, dining, golf, and the Surfside Pier.

78 S Reindeer Rd., Surfside Beach

Listing courtesy of Listing Agent: Dejana Ikonic (Office: 843-903-4400) from Listing Office: CB Sea Coast Advantage CF.

$344,900

3 Beds ⋅ 2 Baths ⋅ 2623884 MLS

Live the effortless coastal lifestyle you’ve been dreaming of, positioned just 3 blocks from the sand inside the private gated golf cart community of Oceanside Village. Meticulously maintained and radiating with welcoming charm, this spacious three-bedroom home features a seamless open-concept floor plan adorned with soothing neutral colors throughout. Natural light pours into the expansive living and dining areas, creating the ideal setting for entertaining family and friends after a day on the water. Just off the main living space discover a generous size sunroom with beautiful views of the lake and fountain. A versatile space perfect for a relaxed secondary lounge, home office, game room, or extra guest accommodations. There is also a spacious oversized shed perfect for your golf cart, beach toys, tools, and additional storage. With a new roof, new hvac and pride of ownership evident at every turn this beachside gem is ready for you to move right in and start making the memories you've been dreaming of. Home conveys mostly furnished Oceanside Village offers easy access to coastal amenities including indoor & outdoor polls, bocce ball, tennis, kids splash pad, bark park, and much more, this turnkey retreat serves equally well as a primary residence, weekend sanctuary, or coastal investment. Schedule your private tour today and start living by the tide!

1940 Rhea Dr., Surfside Beach

Listing courtesy of Listing Agent: Christy Rhom () from Listing Office: Rose Real Estate Inc.

$355,000

3 Beds ⋅ 2 Baths ⋅ 2623826 MLS

Welcome home to Mallard Landing Village, tucked in Surfside Beach and less than 2 miles from the sand — just a quick golf cart ride away! Bird watchers will enjoy the Mallard Ducks and other species of wild and domestic waterfowl found around the community's several small ponds, complete with bubbling fountains, well-established trees, and flower gardens. Zoned for the desirable Saint James school district, this single-level home offers easy, low-maintenance living with an open, airy feel throughout. The living room impresses with soaring cathedral ceilings, creating a bright and spacious gathering space. The primary suite is a true retreat, featuring an elegant tray ceiling and a generous walk-in closet. With no stairs to navigate and a location minutes from the beach, shopping, and dining, this home is perfect for full-time living, a coastal getaway, or an investment property. Don't miss your chance to enjoy the Surfside Beach lifestyle in a top school district — schedule your showing today!

317 Palladium Dr., Surfside Beach

Listing courtesy of Listing Agent: Sally Richa (Cell: 703-439-8362) from Listing Office: Weichert Realtors Southern Coast.

$375,000

3 Beds ⋅ 2 Baths ⋅ 2623586 MLS

Welcome to 722 1st Ave North in beautiful Surfside Beach! This spacious 3-bedroom, 2-bath home offers plenty of room to relax and entertain, all while being just a short golf cart ride from the beach! Step inside to a large living room featuring a gas fireplace, perfect for gathering with family and friends. The kitchen and dining area offer even more charm with a wood-burning fireplace, creating a warm and inviting atmosphere. The home also features a large primary bedroom, a spacious den, and a bright sunroom that provides additional living space to enjoy year-round. Outside, you'll find a fully fenced backyard, offering plenty of space for outdoor entertaining, pets, gardening, or simply enjoying the coastal Carolina weather. Located in the heart of Surfside Beach and conveniently close to dining, shopping, entertainment, and the beach, this home offers the space and location you've been looking for. Whether you're searching for a primary residence, vacation getaway, or your own place near the coast, 722 1st Ave North is ready to welcome you home!

722 1st Ave. N, Surfside Beach

Listing courtesy of Listing Agent: Stasha Baker () from Listing Office: Tradd Residential.

1925 Bent Grass Dr. Unit C, Surfside Beach

$199,999

2 Beds ⋅ 2 Baths ⋅ 2623436 MLS

Welcome to 1925 Bent Grass Drive, Unit C, a beautifully updated condo in the heart of Surfside Beach that is truly move in ready. This charming 2 bedroom, 2 bathroom unit offers a light and inviting interior with thoughtful updates throughout, making it the perfect primary residence, vacation getaway, or investment opportunity. Located just steps from the pool, perfect for relaxing on warm coastal days. Enjoy peace of mind, the HVAC system and heat pump were update in 2023. The windows in the porch, floors and kitchen were all updated in 2023 as well. Location is everything, and this one delivers. Hop on your golf cart for a quick ride to the Surfside Pier, local restaurants, and shopping. Whether you are spending the day at the beach or enjoying the vibrant local scene, everything you need is just minutes away. If you have been looking for a low maintenance coastal lifestyle in a prime location and a modest hoa fee, this is it.

1925 Bent Grass Dr. Unit C, Surfside Beach

Listing courtesy of Listing Agent: Jessica Costa (Cell: 908-894-8760) from Listing Office: Keller Williams Pawleys Island.

$279,000

2 Beds ⋅ 2 Baths ⋅ 2623415 MLS

These well cared for home is located in the gated golf cart community of Oceanside Village. This home features 2 spacious bedrooms and 2 full baths an open concept living, dinning, kitchen area, and a sitting room. The screen porch is the perfect place to be year-round hanging out with friends and family. Updates include quartz counters, and a solar tub light in the kitchen, newer windows, newer hvac, and much more. There is a large shed for your golf cart, beach toys, and tools. Oceanside Village offers an array of amenities for everyone, including indoor & outdoor pools, kids splash pad, playground, tennis, bocce ball, bark park, private beach front parking and much more.

440 Pampas Dr., Surfside Beach

Listing courtesy of Listing Agent: Christy Rhom () from Listing Office: Rose Real Estate Inc.

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.